Zsófia Hárs-Garami

Zsófia Hárs-Garami is a public financing and EU funding expert with more than 20 years of experience in designing and implementing EU co-financed programmes and financial instruments that support SME development, competitiveness, and economic growth. She has worked closely with national authorities, financial institutions, the European Commission, and the European Investment Fund, including leading the development of Hungary’s InvestEU guarantee programme, creating the framework for up to EUR 1.5 billion in potential SME financing. Her expertise covers EU financial instruments, guarantee schemes, state aid frameworks, and strategic funding solutions. Zsófia is passionate about connecting public and private financing opportunities and helping organisations navigate complex funding environments to unlock sustainable investment and innovation across Central and Eastern Europe.